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LTCG Calculator
Long-term capital gains tax, with the ₹1.25 L equity exemption.

Your Sale

Enter what you paid, what you sold for, and how long you held it.

Cost (what you paid)Your purchase value
₹1,000₹10,00,00,000
Sale valueWhat you sold (or current value) for
₹1,000₹10,00,00,000
Holding periodHow long you held it (months)
0y 1m10y 0m
Tax Payable
₹9,750
Long-term · 12.5% + 4% cess
Post-Tax Value
₹2,90,250
Sale value minus tax
Effective Rate
4.9%
Tax ÷ your gain
Your Gain
₹2,00,000
Capital gain
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Tax Breakdown

Sale value₹3,00,000
Cost₹1,00,000
Capital gain₹2,00,000
₹1.25 L LTCG exemption used− ₹1,25,000
Taxable gain₹75,000
Tax @ 12.5%₹9,375
Health & Education cess @ 4%₹375
Total tax₹9,750

Held 2y 0m, this is a long-term gain taxed at 12.5% after the ₹1.25 L equity LTCG exemption.

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AI Insights

DhanRadar AI

Holding equity past 12 months moves the gain from 20% short-term to 12.5% long-term (above the ₹1.25 L yearly exemption) — a big difference.

This is an estimate of ₹9,750 at FY 2025-26 rates. Splitting a sale across two financial years can use the ₹1.25 L equity exemption twice — one of many planning ideas to discuss with a professional.

For education only — not tax advice. An estimate at FY 2025-26 rates; surcharge (income-dependent) and set-off rules are not modelled. Consult a qualified tax professional for your actual liability.

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Related Calculators

STCG Calculator
Short-term capital gains tax on funds sold within a year.
Capital Gains Tax Calculator
Tax on mutual fund gains — LTCG / STCG, FY 2025-26.
Tax Harvesting Calculator
Save tax by booking ₹1.25 L of equity gains tax-free each year.

Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.