Tax Education

Plain-language guides on Indian income-tax rules, ELSS, capital gains, and FY deadlines.

How mutual-fund gains are taxed: the basics

The two things that decide mutual-fund tax — the type of fund and how long the units were held.

Holding periods, short-term vs long-term gains, and the ₹1.25 lakh LTCG exemption for equity-oriented funds.

Why most debt-fund gains are taxed at the slab rate, and how the April 2023 cut-off changed the rules.

What the ELSS lock-in means, how the Section 80C deduction works, and why the chosen tax regime matters.

IDCW is added to total income and taxed at the slab rate, with TDS once it crosses ₹10,000 in a year.

An exit load is a redemption fee set by the fund, separate from tax — here is how it works.