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Portfolio Tax Calculator
Tax across all your holdings, sharing one ₹1.25 L exemption.

Your Holdings

Edit the rows — tax updates instantly. The ₹1.25 L LTCG exemption is shared across all your long-term equity gains.

Holdings
Buy ₹
Sell ₹
Mo.
Buy ₹
Sell ₹
Mo.
Buy ₹
Sell ₹
Mo.
Total Tax
₹20,800
Across 3 holdings
Post-Tax Value
₹7,39,200
After tax
Short-Term Tax
₹20,000
Held ≤ 1 yr (equity)
Long-Term Tax
₹0
After ₹80,000 exemption
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Holding-by-Holding Results

Equity Fund ALong-term · 12.5%
Gain ₹80,000
Equity Fund BShort-term · 20%
Gain ₹40,000
Debt FundLong-term · 30%
Gain ₹40,000
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Tax Breakdown

Total gain₹1,60,000
Short-term tax (incl. slab-taxed debt)₹20,000
Long-term tax (after shared exemption)₹0
Shared exemption used (of ₹1.25 L)₹80,000
Health & education cess (4%)₹800
Total tax₹20,800

The ₹1.25 L LTCG exemption is shared once across all your long-term equity holdings — not granted per holding. If your combined long-term equity gain exceeds ₹1.25 L, only the excess is taxed at 12.5%.

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AI Insights

DhanRadar AI

The shared ₹1.25 L exemption matters most when you have multiple long-term equity holdings. If your total long-term equity gain is under ₹1.25 L, the LTCG tax across all of them is zero — regardless of how many funds you have.

Short-term equity gains are taxed at 20% — nearly twice the 12.5% long-term rate. Holding equity for more than 12 months before redeeming moves the gain into the long-term bucket and the lower rate.

For education only — not tax advice. An estimate at FY 2025-26 rates; surcharge and loss set-off rules are not modelled. Consult a qualified professional.

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Related Calculators

Capital Gains Tax Calculator
Tax on mutual fund gains — LTCG / STCG, FY 2025-26.
Redemption Planner
A tax-efficient order to redeem units for a cash need.
Tax Harvesting Calculator
Save tax by booking ₹1.25 L of equity gains tax-free each year.

Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.