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Car Purchase Planner
Save for your next car.

Your Goal

Drag the sliders — the monthly SIP updates instantly.

Car Price (today)How much the goal costs in today’s money
₹1,00,000₹5,00,00,000
Investment PeriodHow many years you stay invested
1 yr40 yrs
Expected Annual GrowthThe average yearly return you assume — your choice, not a DhanRadar prediction
1%30%
InflationHow fast the goal’s cost rises each year
0%12%
Monthly SIP Needed
₹16,224/mo
To reach ₹13,38,226 in 5 years
Goal’s Future Cost
₹13,38,226
6% inflation on ₹10L
Or One-time Today
₹7,59,345
Lump sum instead of monthly
Total You’ll Invest
₹9,73,416
Across the whole period
Your Plan vs the Goal
Invested vs Value
₹0₹3.51L₹7.03L₹10.54L₹14.05L0y1y2y3y4y5yYear 0 · ₹0Invested ₹0
Plan ValueMoney Invested

Reaching ₹13.38L needs about ₹16K/month at your assumed 12% return. Returns vary year to year, so treat this as a guide and revisit it.

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What If…

What lowers the monthly SIP
Invest 5 years longer10 yrs
₹8K/mo
₹9K/mo less
Earn 2% more14%
₹15K/mo
₹877/mo less
Earn 2% less10%
₹17K/mo
₹915/mo more
Inflation 2% lower4%
₹15K/mo
₹1K/mo less
Bigger goal (+₹10 L)₹20L
₹32K/mo
₹16K/mo more
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AI Insights

DhanRadar AI

Investing 5 more years drops the monthly SIP to about ₹8K — time does most of the heavy lifting.

At your assumed 12% return, a one-time ₹7.59L today would also reach this goal instead of the monthly SIP.

6% inflation turns today's ₹10L goal into ₹13.38L by then — that future cost is what you're really saving for.

For education only — not investment advice. These figures illustrate how your own inputs change the saving needed; they are not recommendations to buy, sell, or hold any fund. Estimates assume a constant annual return, which real markets do not provide.

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Related Calculators

Goal SIP Calculator
Find the monthly SIP to reach a goal — adjusted for inflation.
Savings Goal Calculator
Find the monthly saving to reach a target amount.
Monthly SIP₹16K/mo

Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.