Your Retirement Income
Enter your income need and assumptions — the result is your required corpus.
Breakdown
The corpus is the present value of every future (inflating) withdrawal discounted at your assumed return. A larger corpus lasts longer — and the never-deplete figure is what you need to live off returns alone, leaving principal untouched.
AI Insights
DhanRadar AIA higher assumed return lowers the corpus needed — but also raises the risk. If real returns fall short of your assumption, the corpus depletes sooner. Use a conservative return figure as your base.
Fewer years in retirement means a smaller corpus — but longevity is unpredictable. Planning for 30+ years gives you a cushion; the never-deplete corpus is the safest target if you are unsure how long you need it.
For education only — not investment or retirement advice. The return and inflation are your own assumptions; real markets vary. Consult a qualified financial planner.
Related Calculators
Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.