Your Corpus
Enter your corpus and your own assumptions to see what monthly income it could generate.
Breakdown
Drawing no more than what your corpus earns at 8% keeps the principal intact. Your withdrawal rate of 4% is within that limit — income can continue indefinitely on your assumptions.
AI Insights
DhanRadar AIThe 4% withdrawal rate is your own assumption — a lower rate (e.g. 3–4%) leaves a larger buffer between what you withdraw and what the corpus earns, making income last longer under your return assumption.
A larger corpus or a higher assumed return could raise the monthly income or extend how long it lasts — but the actual return a corpus earns will vary with markets and is not guaranteed. These are illustrative figures on your inputs.
For education only — not investment advice. The withdrawal rate and return are your own assumptions; real markets vary and income is not guaranteed.
Related Calculators
Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.