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Dividend Tax Calculator
Tax on mutual fund dividends (IDCW) at your slab rate.

Your Dividend

Dividends (IDCW) are added to your income and taxed at your slab.

Dividend ReceivedTotal IDCW / dividend in the year
₹1,000₹1,00,00,000
Tax Payable
₹15,000
30% slab on ₹50,000
Take-Home
₹35,000
Dividend minus tax
TDS at Source
₹5,000
10% advance — adjusts in your return
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Breakdown

Dividend received₹50,000
Tax @ 30% slab− ₹15,000
Take-home₹35,000
TDS @ 10% (advance, adjusts later)₹5,000

Dividends are taxed at your 30% slab, so a higher slab means a bigger bite. Growth-option funds avoid this — gains are taxed only when you redeem.

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AI Insights

DhanRadar AI

Dividends are fully taxed at your slab — for someone in the 30% bracket that’s far steeper than the 12.5% long-term capital-gains rate on a growth fund.

TDS of 10% is cut at source once your yearly dividend crosses ₹5000. It’s an advance you adjust against your final tax — not an extra charge.

For education only — not tax advice. An estimate at FY 2025-26 rates; surcharge and other income are not modelled. Consult a qualified tax professional.

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Related Calculators

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Tax on mutual fund gains — LTCG / STCG, FY 2025-26.
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Your real take-home return after capital-gains tax.
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See how your monthly investment grows into wealth over time.

Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.