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SIP Calculator
See how your monthly investment grows into wealth over time.

Your Investment

Drag the sliders — results update instantly.

Monthly SIPThe amount you invest every month
₹500₹2,00,000
Expected Annual GrowthThe average yearly return you assume — your choice, not a DhanRadar prediction
1%30%
Investment PeriodHow many years you stay invested
1 yr40 yrs
Estimated Future Wealth
₹1,26,14,400
From ₹25,000/month over 15 years
Money You Invest
₹45,00,000
Total contributions
Profit Earned
₹81,14,400
Growth on your money
Wealth Multiplier
2.8×
Your money grows this many times
Growth Over Time
Invested vs Wealth
₹0₹33.11L₹66.23L₹99.34L₹1.32Cr0y3y6y9y12y15yYear 0 · ₹0Invested ₹0
Estimated WealthMoney Invested
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What If…

Small changes, big impact
Invest ₹5,000 more₹30K/mo
₹1.51Cr
+₹25.23L vs now
Stay invested 5 years longer20 yrs
₹2.5Cr
+₹1.24Cr vs now
Earn 2% more14%
₹1.53Cr
+₹27.07L vs now
Earn 2% less10%
₹1.04Cr
−₹21.66L vs now
Start a 10% step-up+10%/yr
₹2.17Cr
+₹90.95L vs now
Worth in today’s money@6% inflation
₹52.64L
₹73.51L less
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AI Insights

DhanRadar AI

Invest ₹5,000 more changes this estimate by about ₹25.23L — small, steady changes add up.

Staying invested 5 more years adds roughly ₹1.24Cr. Time in the market tends to matter most.

At 6% inflation, this ₹1.26Cr would buy what ₹52.64L buys today — plan for real, not just nominal, wealth.

A 10% yearly step-up could add about ₹90.95L, just by raising your SIP as your income grows.

For education only — not investment advice. These insights illustrate how your own inputs change an estimate; they are not recommendations to buy, sell, or hold any fund. Estimates assume a constant annual return, which real markets do not provide.

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Year-by-Year Growth

YearInvestedWealthProfitMultiple
Year 1₹3L₹3.2L+₹20K1.07×
Year 2₹6L₹6.81L+₹81K1.14×
Year 3₹9L₹10.88L+₹1.88L1.21×
Year 4₹12L₹15.46L+₹3.46L1.29×
Year 5₹15L₹20.62L+₹5.62L1.37×
Year 6₹18L₹26.44L+₹8.44L1.47×
Year 7₹21L₹32.99L+₹11.99L1.57×
Year 8₹24L₹40.38L+₹16.38L1.68×
Year 9₹27L₹48.71L+₹21.71L1.80×
Year 10₹30L₹58.08L+₹28.08L1.94×
Year 11₹33L₹68.65L+₹35.65L2.08×
Year 12₹36L₹80.56L+₹44.56L2.24×
Year 13₹39L₹93.98L+₹54.98L2.41×
Year 14₹42L₹1.09Cr+₹67.1L2.60×
Year 15₹45L₹1.26Cr+₹81.14L2.80×
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Where Your Wealth Comes From

Total₹1.26Cr
Money You Invest₹45,00,00036%
Profit Earned₹81,14,40064%

64% of your estimated wealth is profit — the power of compounding. The longer you stay invested, the more this share tends to grow.

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Related Calculators

Lumpsum Calculator
See how a one-time investment grows over time.
Step-up SIP Calculator
See how raising your SIP a little every year grows your wealth.
Future Wealth₹1.26Cr

Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.