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Loan Comparison Calculator
Compare two loan offers side by side.
Loan A
Loan AmountHow much you borrow
₹1,00,000₹10,00,00,000
Interest RateThe yearly interest rate
5%20%
TenureYears to repay
1 yr30 yrs
Monthly EMI₹43,391/mo
Total Interest₹54,13,879
Total Payment₹1,04,13,879
Loan B
Lower total cost
Loan AmountHow much you borrow
₹1,00,000₹10,00,00,000
Interest RateThe yearly interest rate
5%20%
TenureYears to repay
1 yr30 yrs
Monthly EMI₹50,713/mo
Total Interest₹41,28,399
Total Payment₹91,28,399
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The Comparison

Loan B costs ₹12,85,480 less in total over its term. Its EMI differs by ₹7K/mo — a lower EMI usually means a longer tenure and more total interest, so weigh monthly affordability against total cost. These are your own numbers, not a recommendation.

Loan ALoan B
Monthly EMI₹43,391₹50,713
Total Interest₹54,13,879₹41,28,399
Total Payment₹1,04,13,879₹91,28,399

For education only — not financial advice. This is a factual cost comparison of the numbers you entered, not a recommendation to choose either loan. Lenders' actual terms, fees, and eligibility vary.

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Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.