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XIRR Calculator
Your true return when you invest on different dates (like SIPs).

Your Cash Flows

Money you invest is negative; money you get back is positive.

XIRR (Annualised Return)
10.73%
Your true money-weighted return
Total Invested
₹1,50,000
Sum of money put in
Total Received
₹1,75,000
Sum of money taken out
Net Gain
₹25,000
Received − invested
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What XIRR Tells You

Your money earned 10.73% a year, accounting for when each amount went in or came out — the fair way to measure returns on SIPs, top-ups, and partial withdrawals.

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AI Insights

DhanRadar AI

XIRR beats a simple return % when you invest at different times — it weights each rupee by how long it was actually invested.

You put in ₹1,50,000 and got back ₹1,75,000, which works out to 10.73% a year.

For education only — not investment advice. XIRR is computed from the dated cash flows you entered; past returns do not predict future results.

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Related Calculators

Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.