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FD Calculator
See your fixed deposit maturity value (compounded quarterly).
Your Deposit
Drag the sliders — the maturity updates instantly.
Deposit AmountThe lump sum you deposit
₹1,000₹10,00,00,000
Interest RateThe average yearly return you assume — your choice, not a DhanRadar prediction
1%30%
TenureHow many years to repay the loan
1 yr30 yrs
Maturity Value
₹1,41,478
From a one-time ₹1,00,000 over 5 years
You Invest
₹1,00,000
Total deposited
Interest Earned
₹41,478
Growth on your money
Growth Multiple
1.41×
Maturity ÷ invested
Growth Over Time
Invested vs Value
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What This Shows
An FD compounds quarterly. Interest is taxable at your slab rate, so your post-tax return is lower than the headline rate.
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AI Insights
DhanRadar AIYou'd deposit ₹1,00,000 and receive ₹1,41,478 — about ₹41,478 in interest at 7%.
Compare the post-tax return with a debt fund or PPF — the headline rate is before tax for FD/RD.
For education only — not investment advice. Bank/Post-Office rates and compounding conventions vary; confirm with your provider.
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Year-by-Year Growth
| Year | Invested | Value | Interest |
|---|---|---|---|
| Year 1 | ₹1L | ₹1.07L | +₹7K |
| Year 2 | ₹1L | ₹1.15L | +₹15K |
| Year 3 | ₹1L | ₹1.23L | +₹23K |
| Year 4 | ₹1L | ₹1.32L | +₹32K |
| Year 5 | ₹1L | ₹1.41L | +₹41K |
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Related Calculators
Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.