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PPF Calculator
See your PPF maturity (tax-free) over the term.

Your Deposit

Drag the sliders — the maturity updates instantly.

Yearly DepositHow much you put in each year (max ₹1.5 L)
₹500₹1,50,000
PPF Rate (notified)The average yearly return you assume — your choice, not a DhanRadar prediction
1%30%
YearsHow many years to repay the loan
15 yrs50 yrs
Maturity Value
₹40,68,209
From ₹1,50,000/year over 15 years
You Invest
₹22,50,000
Total deposited
Interest Earned
₹18,18,209
Growth on your money
Growth Multiple
1.81×
Maturity ÷ invested
Growth Over Time
Invested vs Value
₹0₹10.68L₹21.36L₹32.04L₹42.72L0y3y6y9y12y15yYear 0 · ₹0Invested ₹0
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What This Shows

PPF compounds once a year at the notified rate and is tax-free (EEE). The rate is set by the government and can change each quarter.

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AI Insights

DhanRadar AI

You'd deposit ₹22,50,000 and receive ₹40,68,209 — about ₹18,18,209 in interest at 7.1%.

PPF/EPF interest is tax-free (EEE), which often makes the effective return higher than a taxable FD at the same rate.

For education only — not investment advice. Bank/Post-Office rates and compounding conventions vary; confirm with your provider.

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Year-by-Year Growth

YearInvestedValueInterest
Year 1₹1.5L₹1.61L+₹11K
Year 2₹3L₹3.33L+₹33K
Year 3₹4.5L₹5.17L+₹67K
Year 4₹6L₹7.14L+₹1.14L
Year 5₹7.5L₹9.26L+₹1.76L
Year 6₹9L₹11.52L+₹2.52L
Year 7₹10.5L₹13.95L+₹3.45L
Year 8₹12L₹16.54L+₹4.54L
Year 9₹13.5L₹19.32L+₹5.82L
Year 10₹15L₹22.3L+₹7.3L
Year 11₹16.5L₹25.49L+₹8.99L
Year 12₹18L₹28.91L+₹10.91L
Year 13₹19.5L₹32.57L+₹13.07L
Year 14₹21L₹36.49L+₹15.49L
Year 15₹22.5L₹40.68L+₹18.18L
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Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.