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RD Calculator
See your recurring deposit maturity value.
Your Deposit
Drag the sliders — the maturity updates instantly.
Monthly DepositHow much you deposit each month
₹500₹10,00,000
Interest RateThe average yearly return you assume — your choice, not a DhanRadar prediction
1%30%
TenureHow many years to repay the loan
1 yr30 yrs
Maturity Value
₹3,59,664
From ₹5,000/month over 5 years
You Invest
₹3,00,000
Total deposited
Interest Earned
₹59,664
Growth on your money
Growth Multiple
1.20×
Maturity ÷ invested
Growth Over Time
Invested vs Value
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What This Shows
An RD takes a fixed monthly deposit and compounds quarterly. Interest is taxable at your slab.
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AI Insights
DhanRadar AIYou'd deposit ₹3,00,000 and receive ₹3,59,664 — about ₹59,664 in interest at 7%.
Compare the post-tax return with a debt fund or PPF — the headline rate is before tax for FD/RD.
For education only — not investment advice. Bank/Post-Office rates and compounding conventions vary; confirm with your provider.
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Year-by-Year Growth
| Year | Invested | Value | Interest |
|---|---|---|---|
| Year 1 | ₹60K | ₹62K | +₹2K |
| Year 2 | ₹1.2L | ₹1.29L | +₹9K |
| Year 3 | ₹1.8L | ₹2.01L | +₹21K |
| Year 4 | ₹2.4L | ₹2.77L | +₹37K |
| Year 5 | ₹3L | ₹3.6L | +₹60K |
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Related Calculators
Calculations are estimates for illustration only and assume a constant annual return, which real markets do not provide. DhanRadar is a research & analytics platform, not an investment advisor. Mutual fund investments are subject to market risks.